:root {
  --black: #050505;
  --black-soft: #0c0c0c;
  --white: #ffffff;
  --ivory: #f5f2eb;
  --gold: #c9a24f;
  --gold-light: #e4ca84;
  --gold-dark: #8a6826;
  --gray: #727272;
  --line: rgba(201, 162, 79, 0.24);
  --border: rgba(0, 0, 0, 0.11);
  --serif: "Libre Baskerville", Georgia, serif;
  --sans: "DM Sans", Arial, sans-serif;
  --shadow: 0 24px 70px rgba(0, 0, 0, 0.14);
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  overflow-x: hidden;
  color: var(--black);
  background: var(--white);
  font-family: var(--sans);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

body.menu-open {
  overflow: hidden;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
}

button {
  cursor: pointer;
}

.container {
  width: min(1220px, calc(100% - 42px));
  margin-inline: auto;
}

.skip-link {
  position: fixed;
  top: -70px;
  left: 14px;
  z-index: 9999;
  padding: 10px 14px;
  background: var(--gold);
  color: var(--black);
  font-weight: 700;
}

.skip-link:focus {
  top: 14px;
}

.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 1000;
  border-bottom: 1px solid rgba(255,255,255,.08);
  background: rgba(5,5,5,.9);
  backdrop-filter: blur(18px);
}

.nav {
  min-height: 94px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}

.brand img {
  width: 190px;
  height: 68px;
  object-fit: contain;
  object-position: left center;
}

.main-menu {
  display: flex;
  align-items: center;
  gap: 22px;
}

.main-menu > a:not(.button) {
  position: relative;
  color: rgba(255,255,255,.72);
  font-size: .81rem;
  font-weight: 600;
}

.main-menu > a:not(.button)::after {
  content: "";
  position: absolute;
  left: 0;
  right: 100%;
  bottom: -8px;
  height: 1px;
  background: var(--gold);
  transition: right .22s ease;
}

.main-menu > a:not(.button):hover {
  color: var(--white);
}

.main-menu > a:not(.button):hover::after {
  right: 0;
}

.instagram {
  color: var(--gold-light) !important;
}

.menu-toggle {
  display: none;
  border: 0;
  background: transparent;
}

.menu-toggle span {
  width: 25px;
  height: 2px;
  display: block;
  margin: 5px 0;
  background: var(--white);
}

.button {
  min-height: 52px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0 26px;
  border: 1px solid transparent;
  border-radius: 2px;
  font-size: .77rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  transition: transform .2s ease, background .2s ease;
}

.button:hover {
  transform: translateY(-2px);
}

.button-gold {
  border-color: var(--gold);
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
  color: var(--black);
  box-shadow: 0 12px 32px rgba(201,162,79,.18);
}

.button-gold:hover {
  background: linear-gradient(135deg, #efd995, var(--gold-light));
}

.button-outline {
  border-color: rgba(201,162,79,.72);
  background: transparent;
  color: var(--white);
}

.button-outline:hover {
  background: rgba(201,162,79,.08);
}

.button-nav {
  min-height: 42px;
  padding-inline: 18px;
  font-size: .71rem;
}

.button-full {
  width: 100%;
}

.hero {
  position: relative;
  min-height: 930px;
  display: flex;
  align-items: center;
  isolation: isolate;
  padding: 145px 0 75px;
  background:
    linear-gradient(90deg, rgba(0,0,0,.98) 0%, rgba(0,0,0,.86) 47%, rgba(0,0,0,.48) 100%),
    radial-gradient(circle at 80% 30%, rgba(201,162,79,.23), transparent 28%),
    url("assets/hero-principal.webp") center/cover;
}

.hero::after {
  content: "";
  position: absolute;
  inset: auto 0 0;
  height: 190px;
  z-index: -1;
  background: linear-gradient(transparent, var(--black));
}

.hero-shape {
  position: absolute;
  border: 1px solid rgba(201,162,79,.14);
  border-radius: 50%;
}

.hero-shape-one {
  width: 580px;
  height: 580px;
  right: -190px;
  top: 105px;
}

.hero-shape-two {
  width: 360px;
  height: 360px;
  right: -70px;
  top: 220px;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr .72fr;
  gap: 78px;
  align-items: center;
}

.overline {
  color: var(--gold-light);
  font-size: .71rem;
  font-weight: 700;
  letter-spacing: .23em;
  text-transform: uppercase;
}

.overline.dark {
  color: var(--gold-dark);
}

.hero h1 {
  max-width: 800px;
  margin-top: 18px;
  color: var(--white);
  font-family: var(--serif);
  font-size: clamp(3.35rem, 6.1vw, 6.15rem);
  font-weight: 400;
  letter-spacing: -.045em;
  line-height: .98;
}

.hero-logo {
  width: min(620px, 88vw);
  margin-top: 24px;
  padding: 18px 0;
}

.hero-logo img {
  width: 100%;
  max-height: 190px;
  object-fit: contain;
  object-position: left center;
}

.hero-description-large {
  max-width: 720px;
  font-size: 1.12rem;
}

.hero-description {
  max-width: 680px;
  margin-top: 26px;
  color: rgba(255,255,255,.67);
  font-size: 1.05rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 34px;
}

.hero-features {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  margin-top: 52px;
  border-top: 1px solid rgba(201,162,79,.26);
  border-bottom: 1px solid rgba(201,162,79,.26);
}

.hero-features article {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 13px;
  padding: 20px 17px;
  border-right: 1px solid rgba(201,162,79,.19);
}

.hero-features article:first-child {
  padding-left: 0;
}

.hero-features article:last-child {
  border-right: 0;
}

.hero-features article > span {
  color: var(--gold);
  font-family: var(--serif);
  font-size: 1.35rem;
}

.hero-features strong {
  display: block;
  color: var(--white);
  font-size: .78rem;
}

.hero-features p {
  margin-top: 3px;
  color: rgba(255,255,255,.45);
  font-size: .72rem;
  line-height: 1.45;
}

.quote-box {
  padding: 34px;
  border: 1px solid rgba(201,162,79,.42);
  background: rgba(7,7,7,.91);
  backdrop-filter: blur(16px);
  box-shadow: 0 35px 100px rgba(0,0,0,.52);
}

.quote-header h2 {
  margin-top: 8px;
  color: var(--white);
  font-family: var(--serif);
  font-size: 2.2rem;
  font-weight: 400;
  line-height: 1.08;
}

.quote-header > p:last-child {
  margin-top: 11px;
  color: rgba(255,255,255,.48);
  font-size: .85rem;
}

#quoteForm {
  margin-top: 25px;
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0 13px;
}

.field {
  display: flex;
  flex-direction: column;
  gap: 7px;
  margin-bottom: 13px;
}

.field.full {
  grid-column: 1 / -1;
}

.field label {
  color: rgba(255,255,255,.68);
  font-size: .74rem;
  font-weight: 600;
}

.field input,
.field select,
.field textarea {
  width: 100%;
  border: 1px solid rgba(255,255,255,.15);
  border-radius: 0;
  outline: none;
  background: rgba(255,255,255,.035);
  color: var(--white);
  transition: border-color .2s ease, box-shadow .2s ease;
}

.field input,
.field select {
  min-height: 47px;
  padding: 0 13px;
}

.field textarea {
  padding: 12px 13px;
  resize: vertical;
}

.field select option,
.field select optgroup {
  color: var(--black);
}

.field input::placeholder,
.field textarea::placeholder {
  color: rgba(255,255,255,.3);
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201,162,79,.08);
}

.form-note {
  margin-top: 10px;
  color: rgba(255,255,255,.34);
  font-size: .68rem;
  text-align: center;
}


.section {
  padding: 110px 0;
}

.section-white {
  background: var(--white);
}

.section-ivory {
  background: var(--ivory);
}

.section-black {
  color: var(--white);
  background:
    radial-gradient(circle at 84% 12%, rgba(201,162,79,.12), transparent 24%),
    var(--black);
}

.intro-grid {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 85px;
  align-items: end;
}

.section-heading h2,
.about-copy h2,
.claims-copy h2,
.contact-copy h2 {
  margin-top: 12px;
  font-family: var(--serif);
  font-size: clamp(2.65rem, 5vw, 4.7rem);
  font-weight: 400;
  letter-spacing: -.04em;
  line-height: 1;
}

.intro-copy {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  color: var(--gray);
  font-size: .95rem;
}

.section-heading-row {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 50px;
  margin-bottom: 52px;
}

.section-heading-row .section-heading {
  max-width: 810px;
}

.section-summary {
  max-width: 390px;
  color: var(--gray);
}

.section-heading-row.light .section-summary {
  color: rgba(255,255,255,.46);
}

.insurance-grid {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 18px;
}

.insurance-card {
  position: relative;
  min-height: 345px;
  display: flex;
  flex-direction: column;
  padding: 30px;
  border: 1px solid rgba(0,0,0,.09);
  background: var(--white);
  transition: transform .23s ease, border-color .23s ease, box-shadow .23s ease;
}

.insurance-card:hover {
  transform: translateY(-7px);
  border-color: rgba(201,162,79,.7);
  box-shadow: var(--shadow);
}

.insurance-featured {
  grid-column: span 2;
  padding: 0;
  display: grid;
  grid-template-columns: 1.08fr .92fr;
  overflow: hidden;
}

.insurance-photo {
  min-height: 100%;
  background-position: center;
  background-size: cover;
}

.photo-auto {
  background-image:
    linear-gradient(rgba(0,0,0,.08), rgba(0,0,0,.45)),
    url("assets/seguro-auto.webp");
}

.insurance-content {
  position: relative;
  display: flex;
  flex-direction: column;
  padding: 32px;
}

.insurance-number {
  position: absolute;
  top: 21px;
  right: 23px;
  color: rgba(0,0,0,.23);
  font-family: var(--serif);
  font-size: 1.25rem;
}

.icon-frame {
  width: 60px;
  height: 60px;
  display: grid;
  place-items: center;
  border: 1px solid var(--gold);
  color: var(--gold-dark);
  font-family: var(--serif);
  font-size: 1.35rem;
}

.card-label {
  margin-top: 26px;
  color: var(--gold-dark) !important;
  font-size: .7rem !important;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
}

.insurance-card h3 {
  margin-top: 7px;
  font-family: var(--serif);
  font-size: 1.85rem;
  font-weight: 400;
  line-height: 1.08;
}

.insurance-card p {
  margin-top: 14px;
  color: var(--gray);
  font-size: .88rem;
}

.insurance-card a {
  margin-top: auto;
  padding-top: 25px;
  color: var(--gold-dark);
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .05em;
  text-transform: uppercase;
}

.insurance-card a span {
  margin-left: 6px;
  transition: margin-left .2s ease;
}

.insurance-card a:hover span {
  margin-left: 12px;
}

.business-grid {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  border-top: 1px solid var(--line);
  border-left: 1px solid var(--line);
}

.business-card {
  min-height: 310px;
  display: flex;
  flex-direction: column;
  padding: 30px;
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  background: rgba(255,255,255,.015);
  transition: background .2s ease;
}

.business-card:hover {
  background: rgba(201,162,79,.07);
}

.business-card > span {
  color: var(--gold);
  font-family: var(--serif);
  font-size: 1.35rem;
}

.business-card h3 {
  margin-top: 45px;
  font-family: var(--serif);
  font-size: 1.65rem;
  font-weight: 400;
  line-height: 1.1;
}

.business-card p {
  margin-top: 13px;
  color: rgba(255,255,255,.5);
  font-size: .84rem;
}

.business-card a:not(.button) {
  margin-top: auto;
  padding-top: 24px;
  color: var(--gold-light);
  font-size: .74rem;
  font-weight: 700;
  letter-spacing: .05em;
  text-transform: uppercase;
}

.business-cta {
  justify-content: center;
  background: linear-gradient(145deg, rgba(201,162,79,.13), transparent);
}

.business-cta h3 {
  margin-top: 12px;
  font-size: 2rem;
}

.business-cta .button {
  align-self: flex-start;
  margin-top: 25px;
}

.about-grid {
  display: grid;
  grid-template-columns: .92fr 1.08fr;
  gap: 85px;
  align-items: center;
}

.about-visual {
  min-height: 580px;
  display: grid;
  place-items: center;
  border: 1px solid rgba(201,162,79,.4);
  background:
    linear-gradient(rgba(0,0,0,.23), rgba(0,0,0,.72)),
    url("assets/sobre-nosotros.webp") center/cover;
}

.about-card {
  width: min(360px, 75%);
  padding: 31px;
  border: 1px solid rgba(201,162,79,.43);
  background: rgba(0,0,0,.55);
  text-align: center;
  backdrop-filter: blur(9px);
}

.about-card img {
  width: 220px;
  margin: 0 auto;
}

.about-card p {
  margin-top: 22px;
  color: rgba(255,255,255,.65);
  font-family: var(--serif);
  font-size: 1.25rem;
}

.about-copy > p:not(.overline) {
  margin-top: 20px;
  color: var(--gray);
}

.values {
  margin-top: 32px;
  border-top: 1px solid var(--border);
}

.values article {
  display: grid;
  grid-template-columns: 52px 1fr;
  gap: 18px;
  padding: 21px 0;
  border-bottom: 1px solid var(--border);
}

.values article > span {
  color: var(--gold-dark);
  font-family: var(--serif);
  font-size: 1.35rem;
}

.values h3 {
  font-family: var(--serif);
  font-size: 1.35rem;
  font-weight: 400;
}

.values p {
  margin-top: 4px;
  color: var(--gray);
  font-size: .82rem;
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  border-top: 1px solid var(--border);
  border-left: 1px solid var(--border);
}

.process-card {
  min-height: 285px;
  padding: 29px;
  border-right: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.process-card > span {
  color: var(--gold-dark);
  font-family: var(--serif);
  font-size: 2.15rem;
}

.process-card h3 {
  margin-top: 52px;
  font-family: var(--serif);
  font-size: 1.5rem;
  font-weight: 400;
  line-height: 1.1;
}

.process-card p {
  margin-top: 13px;
  color: var(--gray);
  font-size: .82rem;
}

.claims {
  padding: 90px 0;
  color: var(--white);
  background:
    linear-gradient(90deg, rgba(0,0,0,.96), rgba(0,0,0,.65)),
    url("assets/siniestros.webp") center/cover;
}

.claims-grid {
  display: grid;
  grid-template-columns: 1fr .9fr;
  gap: 85px;
  align-items: center;
}

.claims-copy > p:not(.overline) {
  max-width: 640px;
  margin: 20px 0 30px;
  color: rgba(255,255,255,.61);
}

.claims-steps {
  display: grid;
  grid-template-columns: 1fr 1fr;
  border-top: 1px solid var(--line);
  border-left: 1px solid var(--line);
}

.claims-steps article {
  min-height: 150px;
  padding: 24px;
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.claims-steps span {
  color: var(--gold);
  font-family: var(--serif);
  font-size: 1.45rem;
}

.claims-steps p {
  margin-top: 18px;
  color: rgba(255,255,255,.65);
  font-size: .82rem;
}

.faq-grid {
  display: grid;
  grid-template-columns: .76fr 1.24fr;
  gap: 85px;
}

.faq-heading > p:last-child {
  margin-top: 20px;
  color: var(--gray);
}

.accordion {
  border-top: 1px solid var(--border);
}

.faq-item {
  border-bottom: 1px solid var(--border);
}

.faq-item button {
  width: 100%;
  min-height: 80px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 25px;
  border: 0;
  background: transparent;
  color: var(--black);
  text-align: left;
  font-weight: 600;
}

.plus {
  color: var(--gold-dark);
  font-family: var(--serif);
  font-size: 2rem;
  transition: transform .25s ease;
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height .3s ease;
}

.faq-answer p {
  padding: 0 45px 25px 0;
  color: var(--gray);
  font-size: .89rem;
}

.faq-item.open .plus {
  transform: rotate(45deg);
}

.cta {
  padding: 72px 0;
  border-top: 1px solid rgba(201,162,79,.22);
  border-bottom: 1px solid rgba(201,162,79,.22);
  background: var(--black);
  color: var(--white);
}

.cta-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 50px;
}

.cta h2 {
  max-width: 850px;
  margin-top: 10px;
  font-family: var(--serif);
  font-size: clamp(2.45rem, 5vw, 4.35rem);
  font-weight: 400;
  line-height: 1;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr .76fr;
  gap: 90px;
  align-items: center;
}

.contact-copy > p:not(.overline) {
  margin-top: 20px;
  color: var(--gray);
}

.contact-list {
  margin-top: 36px;
}

.contact-list > * {
  display: flex;
  justify-content: space-between;
  gap: 25px;
  padding: 18px 0;
  border-bottom: 1px solid var(--border);
}

.contact-list span {
  color: var(--gray);
  font-size: .82rem;
}

.contact-list strong {
  color: var(--gold-dark);
  font-weight: 600;
}

.contact-panel {
  padding: 47px;
  border: 1px solid rgba(201,162,79,.45);
  background: var(--black);
  color: var(--white);
  text-align: center;
}

.contact-panel img {
  width: 235px;
  margin: 0 auto;
}

.contact-panel h3 {
  margin-top: 28px;
  font-family: var(--serif);
  font-size: 2rem;
  font-weight: 400;
}

.contact-panel p {
  margin: 16px 0 28px;
  color: rgba(255,255,255,.55);
}

.footer {
  padding: 70px 0 24px;
  border-top: 1px solid rgba(201,162,79,.2);
  background: #020202;
  color: var(--white);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.45fr repeat(4,.68fr);
  gap: 45px;
}

.footer-brand img {
  width: 180px;
}

.footer-brand p {
  max-width: 290px;
  margin-top: 15px;
  color: rgba(255,255,255,.43);
  font-size: .82rem;
}

.footer h3 {
  margin-bottom: 14px;
  color: var(--gold-light);
  font-size: .74rem;
  letter-spacing: .13em;
  text-transform: uppercase;
}

.footer a {
  display: block;
  margin: 8px 0;
  color: rgba(255,255,255,.5);
  font-size: .82rem;
}

.footer a:hover {
  color: var(--white);
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  margin-top: 58px;
  padding-top: 22px;
  border-top: 1px solid rgba(255,255,255,.08);
  color: rgba(255,255,255,.32);
  font-size: .72rem;
}

.whatsapp-floating {
  position: fixed;
  right: 22px;
  bottom: 22px;
  z-index: 950;
  width: 58px;
  height: 58px;
  display: grid;
  place-items: center;
  border: 1px solid rgba(255,255,255,.22);
  border-radius: 50%;
  background: #1fbf63;
  color: var(--white);
  box-shadow: 0 15px 40px rgba(0,0,0,.35);
  font-size: .77rem;
  font-weight: 800;
}

.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity .72s ease, transform .72s ease;
}

.reveal.visible {
  opacity: 1;
  transform: none;
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  .reveal {
    opacity: 1;
    transform: none;
    transition: none;
  }

  * {
    animation: none !important;
    transition-duration: .01ms !important;
  }
}

@media (max-width: 1080px) {
  .menu-toggle {
    display: block;
  }

  .main-menu {
    position: fixed;
    inset: 84px 0 auto;
    max-height: calc(100vh - 84px);
    overflow-y: auto;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 25px 24px 35px;
    border-bottom: 1px solid var(--line);
    background: rgba(5,5,5,.99);
  }

  .main-menu.open {
    display: flex;
  }

  .main-menu > a {
    padding: 13px 0;
  }

  .main-menu .button {
    margin-top: 10px;
  }

  .hero-grid,
  .intro-grid,
  .about-grid,
  .claims-grid,
  .faq-grid,
  .contact-grid {
    grid-template-columns: 1fr;
  }

  .hero-grid {
    gap: 55px;
  }

  .quote-box {
    max-width: 760px;
  }

  .insurance-grid {
    grid-template-columns: repeat(2,1fr);
  }

  .insurance-featured {
    grid-column: span 2;
  }

  .business-grid {
    grid-template-columns: repeat(2,1fr);
  }

  .process-grid {
    grid-template-columns: repeat(2,1fr);
  }

  .footer-grid {
    grid-template-columns: 1.3fr repeat(2,1fr);
  }
}

@media (max-width: 720px) {
  .container {
    width: min(100% - 28px, 1220px);
  }

  .nav {
    min-height: 74px;
  }

  .brand img {
    width: 135px;
  }

  .main-menu {
    top: 74px;
    max-height: calc(100vh - 74px);
  }

  .hero {
    min-height: auto;
    padding: 120px 0 62px;
    background-position: 62% center;
  }

  .hero-logo {
    width: min(440px, 90vw);
    margin-top: 20px;
  }

  .hero-description-large {
    font-size: 1rem;
  }

  .hero-actions {
    flex-direction: column;
  }

  .hero-actions .button {
    width: 100%;
  }

  .hero-features {
    grid-template-columns: 1fr;
  }

  .hero-features article {
    padding: 17px 0;
    border-right: 0;
    border-bottom: 1px solid rgba(201,162,79,.18);
  }

  .hero-features article:last-child {
    border-bottom: 0;
  }

  .quote-box {
    padding: 25px 20px;
  }

  .form-grid {
    grid-template-columns: 1fr;
  }

  .field.full {
    grid-column: auto;
  }

  .section {
    padding: 78px 0;
  }

  .intro-copy,
  .insurance-grid,
  .business-grid,
  .process-grid,
  .claims-steps,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .section-heading-row {
    flex-direction: column;
    align-items: flex-start;
  }

  .insurance-featured {
    grid-column: auto;
    grid-template-columns: 1fr;
  }

  .insurance-photo {
    min-height: 260px;
  }

  .about-visual {
    min-height: 430px;
  }

  .cta-inner {
    flex-direction: column;
    align-items: flex-start;
  }

  .contact-list > * {
    flex-direction: column;
    gap: 4px;
  }

  .contact-panel {
    padding: 36px 22px;
  }

  .footer-bottom {
    flex-direction: column;
  }
}


/* Multipage structure */
.page-hero {
  min-height: 560px;
  display: flex;
  align-items: center;
  padding: 150px 0 80px;
  color: var(--white);
  background:
    linear-gradient(90deg, rgba(0,0,0,.97), rgba(0,0,0,.68)),
    radial-gradient(circle at 78% 30%, rgba(201,162,79,.18), transparent 26%),
    url("assets/hero-principal.webp") center/cover;
}

.page-hero-inner {
  max-width: 900px;
}

.page-hero h1 {
  margin-top: 18px;
  font-family: var(--serif);
  font-size: clamp(3rem, 6vw, 5.6rem);
  font-weight: 400;
  letter-spacing: -.045em;
  line-height: 1;
}

.page-hero-inner > p:last-child {
  max-width: 720px;
  margin-top: 24px;
  color: rgba(255,255,255,.66);
  font-size: 1.05rem;
}

.compact-page-hero {
  min-height: 470px;
}

.detail-grid {
  display: grid;
  grid-template-columns: 1.15fr .65fr;
  gap: 80px;
  align-items: start;
}

.detail-main h2 {
  max-width: 760px;
  margin-top: 14px;
  font-family: var(--serif);
  font-size: clamp(2.5rem, 4vw, 4rem);
  font-weight: 400;
  line-height: 1.05;
}

.detail-main > p {
  max-width: 790px;
  margin-top: 22px;
  color: var(--gray);
}

.detail-main h3 {
  margin-top: 40px;
  font-family: var(--serif);
  font-size: 1.7rem;
  font-weight: 400;
}

.detail-list {
  margin-top: 18px;
  list-style: none;
  border-top: 1px solid var(--border);
}

.detail-list li {
  padding: 16px 0;
  border-bottom: 1px solid var(--border);
}

.detail-list li::before {
  content: "—";
  margin-right: 12px;
  color: var(--gold-dark);
}

.detail-disclaimer {
  padding: 18px;
  border-left: 2px solid var(--gold);
  background: var(--ivory);
  font-size: .82rem;
}

.detail-aside {
  position: sticky;
  top: 115px;
  padding: 38px;
  border: 1px solid rgba(201,162,79,.42);
  background: var(--black);
  color: var(--white);
  text-align: center;
}

.detail-aside img {
  width: 220px;
  margin: 0 auto;
}

.detail-aside h3 {
  margin-top: 28px;
  font-family: var(--serif);
  font-size: 1.8rem;
  font-weight: 400;
}

.detail-aside p {
  margin: 15px 0 25px;
  color: rgba(255,255,255,.55);
}

.center-action {
  margin-top: 40px;
  text-align: center;
}

.faq-page {
  max-width: 900px;
}

.standalone-form-wrap {
  max-width: 760px;
}

.standalone-form {
  margin: 0 auto;
}

@media (max-width: 900px) {
  .detail-grid {
    grid-template-columns: 1fr;
  }

  .detail-aside {
    position: static;
  }
}


/* Homepage V5 */
.hero-logo-home {
  width: min(700px, 92vw);
  margin-top: 20px;
  padding: 10px 0 4px;
}

.hero-logo-home img {
  max-height: 230px;
}

.home-tagline {
  max-width: 760px;
  margin-top: 16px;
  color: var(--white);
  font-family: var(--serif);
  font-size: clamp(2.3rem, 4.5vw, 4.25rem);
  font-weight: 400;
  letter-spacing: -.035em;
  line-height: 1.05;
}

.home-directory {
  padding: 90px 0;
  background: var(--white);
}

.directory-heading {
  max-width: 760px;
  margin-bottom: 42px;
}

.directory-heading h2 {
  margin-top: 12px;
  font-family: var(--serif);
  font-size: clamp(2.5rem, 4.8vw, 4.4rem);
  font-weight: 400;
  letter-spacing: -.04em;
  line-height: 1;
}

.directory-heading > p:last-child {
  margin-top: 18px;
  color: var(--gray);
}

.directory-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border-top: 1px solid var(--border);
  border-left: 1px solid var(--border);
}

.directory-card {
  min-height: 265px;
  display: flex;
  flex-direction: column;
  padding: 28px;
  border-right: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  background: var(--white);
  transition: transform .22s ease, background .22s ease, box-shadow .22s ease;
}

.directory-card:hover {
  transform: translateY(-5px);
  background: var(--ivory);
  box-shadow: var(--shadow);
}

.directory-card > span {
  color: var(--gold-dark);
  font-family: var(--serif);
  font-size: 1.3rem;
}

.directory-card h3 {
  margin-top: 34px;
  font-family: var(--serif);
  font-size: 1.55rem;
  font-weight: 400;
  line-height: 1.1;
}

.directory-card p {
  margin-top: 10px;
  color: var(--gray);
  font-size: .84rem;
}

.directory-card strong {
  margin-top: auto;
  padding-top: 22px;
  color: var(--gold-dark);
  font-size: .73rem;
  letter-spacing: .06em;
  text-transform: uppercase;
}

@media (max-width: 980px) {
  .directory-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 650px) {
  .hero-logo-home {
    width: min(500px, 94vw);
  }

  .home-tagline {
    font-size: 2.45rem;
  }

  .home-directory {
    padding: 72px 0;
  }

  .directory-grid {
    grid-template-columns: 1fr;
  }
}


/* Contact upgrades V6 */
.home-contact-strip {
  padding: 72px 0;
  background: var(--black);
  color: var(--white);
  border-top: 1px solid rgba(201,162,79,.28);
}

.home-contact-grid {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 70px;
  align-items: center;
}

.home-contact-grid h2 {
  margin-top: 12px;
  max-width: 620px;
  font-family: var(--serif);
  font-size: clamp(2.2rem, 4vw, 3.8rem);
  font-weight: 400;
  line-height: 1.05;
}

.home-contact-links {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border-top: 1px solid rgba(255,255,255,.16);
  border-left: 1px solid rgba(255,255,255,.16);
}

.home-contact-links a {
  min-height: 150px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding: 24px;
  border-right: 1px solid rgba(255,255,255,.16);
  border-bottom: 1px solid rgba(255,255,255,.16);
  color: var(--white);
  transition: background .2s ease, transform .2s ease;
}

.home-contact-links a:hover {
  background: rgba(201,162,79,.1);
  transform: translateY(-3px);
}

.home-contact-links span,
.contact-list span {
  color: var(--gold);
  font-size: .72rem;
  letter-spacing: .1em;
  text-transform: uppercase;
}

.home-contact-links strong {
  font-size: .95rem;
  line-height: 1.35;
}

.contact-list a {
  cursor: pointer;
}

.contact-list strong {
  word-break: break-word;
}

.quote-contact-note {
  padding: 28px 0 70px;
  background: var(--ivory);
  text-align: center;
}

.quote-contact-note a {
  color: var(--gold-dark);
  font-weight: 700;
}

.footer a {
  word-break: break-word;
}

@media (max-width: 900px) {
  .home-contact-grid {
    grid-template-columns: 1fr;
  }

  .home-contact-links {
    grid-template-columns: 1fr;
  }
}


/* SEO/design update: consistent insurance icon family */
.insurance-icon {
  width: 64px;
  height: 64px;
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  border: 1px solid rgba(201, 162, 79, .72);
  background: linear-gradient(145deg, rgba(201, 162, 79, .12), rgba(201, 162, 79, .025));
  color: var(--gold-dark);
  transition: transform .22s ease, background .22s ease, color .22s ease;
}
.insurance-icon svg { width: 34px; height: 34px; }
.insurance-card:hover .insurance-icon { transform: translateY(-3px); background: var(--gold); color: var(--black); }
.business-card .insurance-icon { margin-top: 18px; color: var(--gold-light); border-color: var(--line); }
.business-card:hover .insurance-icon { background: rgba(201,162,79,.16); color: var(--gold-light); transform: translateY(-3px); }
.business-card h3 { margin-top: 24px; }
.insurance-featured .insurance-icon { margin-top: 2px; }

@media (max-width: 1120px) {
  .brand img { width: 170px; height: 62px; }
}
@media (max-width: 760px) {
  .nav { min-height: 82px; }
  .brand img { width: 156px; height: 56px; }
}


/* V9 professional polish */
:root { --card-radius: 14px; --focus-ring: 0 0 0 4px rgba(201,162,79,.24); }
:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }
.brand { display:inline-flex; align-items:center; flex:0 0 auto; }
.brand img { width: 214px; height: 76px; filter: contrast(1.04); transition: transform .22s ease; }
.brand:hover img { transform: scale(1.025); }
.site-header { box-shadow: 0 12px 34px rgba(0,0,0,.16); }
.insurance-card, .business-card { position:relative; overflow:hidden; border-radius:var(--card-radius); transition: transform .28s ease, box-shadow .28s ease, border-color .28s ease; }
.insurance-card::before, .business-card::before { content:""; position:absolute; inset:0 auto 0 0; width:3px; background:linear-gradient(var(--gold-light),var(--gold-dark)); transform:scaleY(0); transform-origin:bottom; transition:transform .28s ease; }
.insurance-card:hover, .business-card:hover { transform:translateY(-7px); box-shadow:0 24px 58px rgba(0,0,0,.13); border-color:rgba(201,162,79,.48); }
.insurance-card:hover::before, .business-card:hover::before { transform:scaleY(1); }
.insurance-icon { width:68px; height:68px; border-radius:18px; box-shadow:inset 0 1px 0 rgba(255,255,255,.35), 0 10px 24px rgba(138,104,38,.08); }
.insurance-icon svg { width:36px; height:36px; vector-effect:non-scaling-stroke; }
.insurance-card:hover .insurance-icon { transform:translateY(-4px) rotate(-2deg); box-shadow:0 15px 32px rgba(138,104,38,.22); }
.insurance-card a, .business-card a { position:relative; z-index:2; }
.insurance-card a span, .business-card a span { transition:transform .2s ease; display:inline-block; }
.insurance-card:hover a span, .business-card:hover a span { transform:translateX(5px); }
.quote-box { border-radius:18px; box-shadow:0 30px 80px rgba(0,0,0,.26); }
input, select, textarea { border-radius:8px; }
.button { border-radius:8px; }
.directory-card { border-radius:0; }
.main-menu a[aria-current="page"]:not(.button) { color:var(--white); }
.main-menu a[aria-current="page"]:not(.button)::after { right:0; }
@media (max-width:1120px) { .brand img { width:190px; height:68px; } }
@media (max-width:760px) { .brand img { width:172px; height:60px; } .insurance-icon { width:62px; height:62px; border-radius:16px; } }
@media (prefers-reduced-motion:reduce) { .brand img,.insurance-card,.business-card,.insurance-icon,.insurance-card::before,.business-card::before { transition:none!important; transform:none!important; } }


/* V10: confianza, privacidad y vista previa social */
.license-strip{background:#c9a24f;color:#090d16;border-bottom:1px solid rgba(255,255,255,.12)}
.license-strip-inner{min-height:42px;display:flex;align-items:center;justify-content:center;gap:10px;text-align:center}
.license-strip p{margin:0;font-size:.78rem;font-weight:700;letter-spacing:.025em}
.license-badge{width:24px;height:24px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;background:#08101e;color:#e9cf86;font-weight:800;flex:0 0 auto}
.footer-license{max-width:390px!important;margin-top:14px!important;padding-top:14px;border-top:1px solid rgba(201,162,79,.28);font-size:.78rem!important;color:#d9d9d9!important}
.privacy-consent{display:flex;align-items:flex-start;gap:10px;margin:16px 0 18px;color:#d6d6d6;font-size:.82rem;line-height:1.5;cursor:pointer}
.privacy-consent input{width:18px;height:18px;margin-top:2px;accent-color:#c9a24f;flex:0 0 auto}
.privacy-consent a{color:#e7c979;text-decoration:underline;text-underline-offset:3px}
.standalone-form .privacy-consent{color:#3d3d3d}.standalone-form .privacy-consent a{color:#73591f}
.legal-content{max-width:900px}.legal-content h2{margin:34px 0 10px;font-size:1.55rem}.legal-content p{font-size:1.03rem;line-height:1.8;color:#454545}.legal-updated{margin-top:42px;font-size:.88rem!important;color:#777!important}
@media(max-width:760px){.license-strip-inner{padding-top:8px;padding-bottom:8px;align-items:flex-start}.license-strip p{font-size:.69rem;line-height:1.35}.license-badge{width:20px;height:20px;font-size:.75rem}}

/* V11 — corrected and enlarged brand artwork */
.brand {
  flex: 0 0 auto;
  display: inline-flex;
  align-items: center;
}

.brand img {
  width: 245px;
  height: auto;
  max-height: 88px;
  object-fit: contain;
  object-position: left center;
}

.hero-logo,
.hero-logo-home {
  width: min(520px, 76vw);
  padding: 0;
  overflow: hidden;
}

.hero-logo img,
.hero-logo-home img {
  width: 100%;
  height: auto;
  max-height: none;
  display: block;
  object-fit: contain;
  object-position: left center;
}

.contact-panel > img {
  width: min(330px, 85%);
  height: auto;
  margin: 0 auto 28px;
  display: block;
}

.footer-brand > img {
  width: min(250px, 100%);
  height: auto;
  display: block;
  margin-bottom: 24px;
}

@media (max-width: 1100px) {
  .brand img {
    width: 210px;
  }

  .main-menu {
    gap: 16px;
  }
}

@media (max-width: 760px) {
  .nav {
    min-height: 82px;
  }

  .brand img {
    width: 185px;
    max-height: 68px;
  }

  .hero-logo,
  .hero-logo-home {
    width: min(430px, 88vw);
  }
}

/* Google Analytics: aviso de consentimiento */
.analytics-consent {
  position: fixed;
  left: 20px;
  right: 20px;
  bottom: 20px;
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  max-width: 1050px;
  margin: 0 auto;
  padding: 18px 20px;
  color: #f5f2eb;
  background: rgba(8, 8, 8, .97);
  border: 1px solid rgba(213, 171, 78, .65);
  border-radius: 14px;
  box-shadow: 0 18px 60px rgba(0, 0, 0, .35);
}
.analytics-consent__text { display: grid; gap: 5px; line-height: 1.45; }
.analytics-consent__text strong { color: #d5ab4e; }
.analytics-consent__text span { color: #d7d4cd; font-size: .92rem; }
.analytics-consent__actions { display: flex; gap: 10px; flex-shrink: 0; }
.analytics-consent button {
  min-height: 42px;
  padding: 0 18px;
  border-radius: 8px;
  font: inherit;
  font-weight: 700;
  cursor: pointer;
}
.analytics-consent__reject { color: #f5f2eb; background: transparent; border: 1px solid #777; }
.analytics-consent__accept { color: #080808; background: #d5ab4e; border: 1px solid #d5ab4e; }
@media (max-width: 720px) {
  .analytics-consent { align-items: stretch; flex-direction: column; gap: 14px; left: 12px; right: 12px; bottom: 12px; }
  .analytics-consent__actions { display: grid; grid-template-columns: 1fr 1fr; }
}


/* V14: acciones rápidas para celular */
.mobile-actions { display:none; }
@media (max-width:760px) {
  body { padding-bottom:68px; }
  .whatsapp-floating { display:none; }
  .mobile-actions {
    position:fixed; left:0; right:0; bottom:0; z-index:2200;
    display:grid; grid-template-columns:1fr 1fr; gap:1px;
    padding:8px max(10px, env(safe-area-inset-right)) calc(8px + env(safe-area-inset-bottom)) max(10px, env(safe-area-inset-left));
    background:rgba(5,5,5,.97); border-top:1px solid rgba(201,162,79,.4); box-shadow:0 -10px 30px rgba(0,0,0,.25);
  }
  .mobile-action { min-height:48px; display:flex; align-items:center; justify-content:center; border-radius:5px; font-weight:700; letter-spacing:.05em; text-transform:uppercase; font-size:.78rem; }
  .mobile-action-call { color:#fff; border:1px solid rgba(255,255,255,.32); }
  .mobile-action-wa { color:#07150d; background:#25d366; }
  .analytics-consent { bottom:80px; }
}

/* V14: mapa de contacto */
.contact-map-section { padding:84px 0; background:#f7f4ec; color:#080808; }
.map-heading { max-width:720px; margin-bottom:30px; }
.map-heading h2 { margin:8px 0 12px; font-family:"Libre Baskerville",serif; font-size:clamp(2rem,4vw,3.6rem); font-weight:400; }
.map-heading p:last-child { color:#665f55; }
.map-frame { overflow:hidden; border:1px solid rgba(151,113,31,.28); box-shadow:0 24px 70px rgba(0,0,0,.12); background:#ddd; }
.map-frame iframe { display:block; width:100%; min-height:420px; }

/* V14: accesibilidad y rendimiento percibido */
@media (prefers-reduced-motion: reduce) { *,*::before,*::after { scroll-behavior:auto!important; animation-duration:.01ms!important; animation-iteration-count:1!important; transition-duration:.01ms!important; } }